Have you long dreamed of someday retiring to a quiet, sandy beach, or a lively city with friendly locals and deep historical roots? You can make that dream a reality theres a literal world of possibilities.

Retiring abroad can be a cost-effective option for your golden years, as many foreign countries have lower costs of living than the U.S. And its not as risky or unconventional as you might think. The Social Security Administration sent checks to nearly 700,000 retirees living abroad as of December 2019.

Of course, not all destinations are ideal. Thats why each year, International Living compiles its Annual Global Retirement Index and spotlights the best places to retire abroad based on factors such as housing, benefits and discounts, cost of living, health care, development, climate and more.

Here are the 10 best places to retire abroad in 2020, according to the latest index.

10. Vietnam